What Is Contractor SmartPay?
Contractor SmartPay was created by Utah EZ Pay to streamline and organize contractors payment & invoicing needs.
Powered by NorthAmerican Bancard creators of the PayAnywhere Mobile App & Payments Hub reporting portal.
The PayAnywhere App is loaded into the PAX A77 Smart Mobile Terminals and reports all transactions to Payments Hub.
All Card, Cash & Check Transactions can be seen by the Admin’s/Managers for each individual terminal/team member.
Receive Double Support With Utah EZ Pay!
The Merchant Account is set up directly with North American Bancard (NAB).
Utah EZ Pay is a registered outside Agent directly for NAB.
Call/text Utah EZ Pay for in-person or on the phone for terminal support issues.
If we can’t help, we will warm transfer to NAB tech support 24/7/365.
What makes Contractor SmartPay by Utah EZ Pay so good? Getting double support. Not only from NAB on the 1-877 corporate level, but also yours truly on the local Salt Lake City Utah level. Greg G Kapitan. You can call or text me at: 801-205-1955 anytime. Put my number in your phone, you will be glad you did!
We Have Two Exciting Rate Options To Choose From:
Mount Olympus .35%
(40% + savings – fees paid by business)
Mount Olympus is an Interchange Plus Rate platform starting at .35% basis points or lower. Businesses pay the fees at an interchange rate.
- .35% Debit Cards With a PIN.
- 1.29% Debit & Credit Cards no PIN.
- 2.25 % AMEX / Rewards.
- 2.99% Manually Keyed-in Virtual Terminal.
- Average of All Cards = 1.72%.
Mount Timpanogos 0%
(90% + savings – fees included in sale total)
Mount Timpanogos is a 0% Rate Dual Pricing platform. The 4% processing fees are included in sale total. Or Customers can choose a 4% discount for paying cash.
- 0% Debit Cards With a PIN.
- 0% Debit & Credit Cards no PIN.
- 0% AMEX / Rewards.
- 0% Manually Keyed-in.
- Average of All Cards = 0%.
Tap, Chip or Swiping Cards Gets the Best Rates As Opposed To Keying In Card Numbers. PIN Debit Is The Most Secure = Best Rate:
Debit card transactions with a PIN are a one way transaction and 100% guaranteed. This is why merchants will give cash back.
Prompting customers to use their PIN is the most secure method of payment and gets the contractor the best card processing rates with no chargebacks.
How To Convey This To Your Customer:
Customer: Your team did a great job! I am going to pay with a card is that ok?
Response: Thank you for the compliment. We accept all cards however with the size of this transaction we prefer a debit card with a PIN as it is the most secure transaction type. Or, debit cards are preferable (you can add, for security reasons).
Use your ABC’s: Always Be Closing and thinking ahead. You will likely come up with a good way to convey this to your customer that works for you.
PayAnywhere Smart Terminal Mini
PAX A77
- EMV Chip Cards & PIN Debit “Insert Card”
- NFC Contactless (Near Field Communication) Apple Pay, Android Pay, Google Pay, AKA “Tap To Pay” (2 Second Rule)
- Magstripe Reader “Swipe Card”
- Log In Cash/Check Payments
How To Run Credit Sales – A77 & A920:
Credit sale is default. Enter an amount
Tap and hold card on the top back. Processing card…
Sale approved, remove card
Customer signs
Enter customer name first
Entering name…
Now send a receipt
Receipt sent
How To Run Debit Sales – A77 & A920:
Enter an amount and click debit
Debit will populate
Credit card inserted error code
Debit card inserted… enter PIN
Debit sale approved
Customer will sign
Name on card will populate, click + paper note icon to add a job name
Add a note & click save
How To Void Sales – A77 & A920:
Go to transactions and click on the one to void
View the one to void
Click 3 dots
Yes or no to add note
Transaction voided
Go back and view voided transaction
Voids vs Refunds
A void cancels the entire payment before it is debited from the client’s card or bank account. Clients may see the payment as “pending” on their banking history or app for a short time, but it does not actually charge their card nor debit their account.
Voids are only available for a limited time, then payment can no longer be voided and must be refunded. Payments cannot be partially voided; they must be voided in full.
A refund returns the funds after they have already been debited from the client.
How To Log Cash and Check Sales – A77 & A920:
Type cash or check amount
Accept cash press exact
Tap orange accept cash payment
Change due
Enter Customer/job name and check number/amount or cash amount in the name field. Click down arrow to active the send feature.
Send receipt
SMS receipt sent
SMS receipt on smartphone
Care For Your New Smart Terminal Like A Smartphone
Honored to Be Gephardt Approved!
Utah EZ Pay is thrilled to present, Contractor SmartPay. Powered by North American Bancard with their PayAnywhere App. Here is where you can choose your credit card processing equipment and the lowest rates offered. Perfect for your Salt Lake City metro area business.
Every merchant service account comes free with our Payments Hub full processing and reporting virtual terminal. All with no contracts, cancellation fees and Gephardt Approved! We’ll get your account set up in 15 minutes!
Please Subscribe For Updates On Our Utah EZ Pay YouTube Channel
Deposits Into Your Account The Next Morning:
For the Mt Olympus .35% Rate option, you will see 100% of your funds deposited in your account the next morning. This is called, end of month billing.
For the Mt Timpanogos Edge 0% Dual Pricing Rate option, the fees are taken out daily of the deposits. You will see your funds deposited the next morning as well. This is called, daily billing.
Great rate options for any Salt Lake Valley Utah area business!
The PayAnywhere Smart App At A Glance:
Includes Payments Hub Reporting & Invoicing
- Add business logo to invoices
- Invoices email, SMS, or QR code
- Email & text receipts
- Automate recurring billing cycles
- Charge customers card
- Enroll your clients in autopay
- Track team sales trends
- Employee time management
- Full in-depth reporting
- See deposits & statements
- Reputation management option
- QuickBooks Integration
PayAnywhere Mobile Smart Terminals:
Have your team members use our PayAnywhere Mobile Smart Terminal PAX A920 Pro or PAX A77.
They will have the option of swiping or manually keying in a card transaction. Swipe debit card with a PIN at .35%.
For Contractors the first one is free. After that they are $389.95 ea.
Software Fee Is $14.95 each a mo.
All mobile smart terminals are on AT&T 4G signal.
Monthly fees account wide:
- 25 transactions per month are 100% free
- .10 cent per transaction after the 25 (e.g. 10¢ X 50 transactions per month out in the field) = $50.00
- $9.95 Wireless access fee per month
- $7.95 PIN Debit Network Access fee per month
