Contractor SmartPay

What Is Contractor SmartPay?

Contractor SmartPay was created by Utah EZ Pay to streamline and organize contractors payment & invoicing needs.

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Powered by NorthAmerican Bancard creators of the PayAnywhere Mobile App & Payments Hub reporting portal.

North American Bancard Building

The PayAnywhere App is loaded into the PAX A77 Smart Mobile Terminals and reports all transactions to Payments Hub.

All Card, Cash & Check Transactions can be seen by the Admin’s/Managers for each individual terminal/team member.

Payments Hub Sales Reporting

Receive Double Support With Utah EZ Pay!

The Merchant Account is set up directly with North American Bancard (NAB).

Utah EZ Pay is a registered outside Agent directly for NAB.

Call/text Utah EZ Pay for in-person or on the phone for terminal support issues.

If we can’t help, we will warm transfer to NAB tech support 24/7/365.

Greg G Kapitan of Utah EZ Pay

What makes Contractor SmartPay by Utah EZ Pay so good? Getting double support. Not only from NAB on the 1-877 corporate level, but also yours truly on the local Salt Lake City Utah level. Greg G Kapitan. You can call or text me at: 801-205-1955 anytime. Put my number in your phone, you will be glad you did!

North American Bancard Staff

We Have Two Exciting Rate Options To Choose From:

Mount Olympus .35%

(40% + savings – fees paid by business)

Utah EZ Pay Mountain Logo

Mount Olympus is an Interchange Plus Rate platform starting at .35% basis points or lower. Businesses pay the fees at an interchange rate.

  • .35% Debit Cards With a PIN.
  • 1.29% Debit & Credit Cards no PIN. 
  • 2.25 % AMEX / Rewards.
  • 2.99% Manually Keyed-in Virtual Terminal.
  • Average of All Cards = 1.72%.

Mount Timpanogos 0%

(90% + savings – fees included in sale total)

Utah EZ Pay Mountain Logo

Mount Timpanogos is a 0% Rate Dual Pricing platform. The 4% processing fees are included in sale total. Or Customers can choose a 4% discount for paying cash.

  • 0% Debit Cards With a PIN.
  • 0% Debit & Credit Cards no PIN. 
  • 0% AMEX / Rewards.
  • 0% Manually Keyed-in.
  • Average of All Cards = 0%.

Tap, Chip or Swiping Cards Gets the Best Rates As Opposed To Keying In Card Numbers. PIN Debit Is The Most Secure = Best Rate:

Debit card transactions with a PIN are a one way transaction and 100% guaranteed. This is why merchants will give cash back.

Prompting customers to use their PIN is the most secure method of payment and gets the contractor the best card processing rates with no chargebacks.

Enter PIN

How To Convey This To Your Customer:

Customer: Your team did a great job! I am going to pay with a card is that ok?

Response: Thank you for the compliment. We accept all cards however with the size of this transaction we prefer a debit card with a PIN as it is the most secure transaction type. Or, debit cards are preferable (you can add, for security reasons).

Use your ABC’s: Always Be Closing and thinking ahead. You will likely come up with a good way to convey this to your customer that works for you.

PayAnywhere Smart Terminal Mini

  • EMV Chip Cards & PIN Debit “Insert Card”
  • NFC Contactless (Near Field Communication) Apple Pay, Android Pay, Google Pay, AKA “Tap To Pay” (2 Second Rule)
  • Magstripe Reader “Swipe Card”
  • Log In Cash/Check Payments
PAX MINI A77 PayAnywhere Credit card Terminal
PayAnywhere Payments Types

How To Run Credit Sales – A77 & A920:

Credit sale is default. Enter an amount

Credit Sale Enter Amount

Tap and hold card on the top back. Processing card…

Processing Card

Sale approved, remove card

Sale Approved Remove Card

Customer signs

Customer Signs

Enter customer name first

Entering name…

Now send a receipt

Receipt sent

Receipt Sent

How To Run Debit Sales – A77 & A920:

Enter an amount and click debit

Enter an Amount Click Debit

Debit will populate

Debit Will Populate

Credit card inserted error code

Credit Card Inserted Error Code

Debit card inserted… enter PIN

Debit sale approved

Debit Sale Approved

Customer will sign

Name on card will populate, click + paper note icon to add a job name

Name On Card Will Populate Click + Paper Note Icon

Add a note & click save

Add A Note

How To Void Sales – A77 & A920:

Go to transactions and click on the one to void

Go to transactions

View the one to void

Find the one to void

Click 3 dots

Click 3 dots

Yes or no to add note

Yes or no add note

Transaction voided

Transaction voided

Go back and view voided transaction

Go back and view voided transaction

Voids vs Refunds

A void cancels the entire payment before it is debited from the client’s card or bank account. Clients may see the payment as “pending” on their banking history or app for a short time, but it does not actually charge their card nor debit their account.
Voids are only available for a limited time, then payment can no longer be voided and must be refunded. Payments cannot be partially voided; they must be voided in full.

A refund returns the funds after they have already been debited from the client.

How To Log Cash and Check Sales – A77 & A920:

Type cash or check amount

Type Cash or Ck Amount

Accept cash press exact

Accept Cash or Ck Press Exact

Tap orange accept cash payment

Tap Orange Accept Cash Payment

Change due

Change Due

Enter Customer/job name and check number/amount or cash amount in the name field. Click down arrow to active the send feature.

Send receipt

SMS receipt sent

SMS receipt on smartphone

SMS Receipt On Smartphone

Care For Your New Smart Terminal Like A Smartphone

Care For Your Smart Terminal Like A Smartphone

Honored to Be Gephardt Approved!

Utah EZ Pay is thrilled to present, Contractor SmartPay. Powered by North American Bancard with their PayAnywhere App. Here is where you can choose your credit card processing equipment and the lowest rates offered. Perfect for your Salt Lake City metro area business.

Every merchant service account comes free with our Payments Hub full processing and reporting virtual terminal. All with no contracts, cancellation fees and Gephardt Approved! We’ll get your account set up in 15 minutes!

Gephardt Approved

Please Subscribe For Updates On Our Utah EZ Pay YouTube Channel

Utah EZ Pay YouTube Channel

Contractor SmartPay Banner Retirees Card Processing

Deposits Into Your Account The Next Morning:

For the Mt Olympus .35% Rate option, you will see 100% of your funds deposited in your account the next morning. This is called, end of month billing.

For the Mt Timpanogos Edge 0% Dual Pricing Rate option, the fees are taken out daily of the deposits. You will see your funds deposited the next morning as well. This is called, daily billing.

Great rate options for any Salt Lake Valley Utah area business!

The PayAnywhere Smart App At A Glance:

PayAnywhere Credit Card Reader
Payanywhere App Send Receipts
 Payanywhere App Reporting
Create recurring
invoices from PayAnywhere
Manage Inventory PayAnywhere Credit Card Reader
Create tickets or tabs PayAnywhere Credit Card Reader
PayAnywhere Free Terminal Options Adding Tips

Includes Payments Hub Reporting & Invoicing

  • Add business logo to invoices
  • Invoices email, SMS, or QR code
  • Email & text receipts
  • Automate recurring billing cycles
Payments Hub Terminals

PayAnywhere Mobile Smart Terminals:

Have your team members use our PayAnywhere Mobile Smart Terminal PAX A920 Pro or PAX A77.
They will have the option of swiping or manually keying in a card transaction. Swipe debit card with a PIN at .35%.

For Contractors the first one is free. After that they are $389.95 ea.
Software Fee Is $14.95 each a mo.

All mobile smart terminals are on AT&T 4G signal.

Monthly fees account wide:

  • 25 transactions per month are 100% free
  • .10 cent per transaction after the 25 (e.g. 10¢ X 50 transactions per month out in the field)  = $50.00
  • $9.95 Wireless access fee per month
  • $7.95 PIN Debit Network Access fee per month
Contractor Smart Pay Payments
Contractor Smart Pay Payments
Contractor Smart Pay Payments
Contractor Smart Pay Payments

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