Utah Credit Card Processing Made Smarter
Modern payment technology with local Utah support, Tap to Pay, Clover and PayAnywhere POS systems, and 0% Dual Pricing options designed to help your business keep more of every sale.
Built for Utah Businesses.
Whether you run a restaurant, retail store, auto repair shop, salon, medical office, or service business, Utah EZ Pay helps you accept payments at the counter, on the go, online, or by phone with modern payment technology backed by local Utah support.
✔️ Trusted by businesses across Utah—from restaurants and retailers to service businesses and professional offices.
✔️ Flexible payment solutions that grow with your business.
✔️ Local Utah support before, during, and after installation.
Why Pay Processing Fees If You Don’t Have To?
Every month you pay credit card processing fees is money that never goes back into your business.
Our PayAnywhere payment solution with 0% Dual Pricing helps businesses eliminate processing fees while continuing to accept the payment methods customers already use every day.
✔️ Keep more of what you earn.
✔️ No long-term contracts.
✔️ Next day funding.
See PayAnywhere In Action
Watch how PayAnywhere with 0% Dual Pricing helps Utah businesses accept payments while eliminating traditional processing fees.
Get Started With Utah EZ Pay Serving Salt Lake City Businesses
Questions? Call or text Greg Kapitan in SLC at 801-205-1955.
Choose The Right Payment Solution For Your Business
Kwick Point of Sale Systems
Restaurant Point of Sale Systems
Best For
✔️ Restaurants
✔️ Bars
✔️ Pizzerias
✔️ Quick Service
✔️ 0% Dual Pricing
Clover Point of Sale Systems
Complete Point of Sale Systems
Best For
✔️ Cafés
✔️ Coffee Shops
✔️ Restaurants
✔️ Food Trucks
✔️ Retail Businesses
Dejavoo Payment Terminals
Countertop & Wireless Payment Solutions
Best For
✔️ Retail
✔️ Mobile Businesses
✔️ Contractors
✔️ Medical Offices
✔️ 0% Dual Pricing
Watch How 3% Dual Pricing Works
Learn how compliant dual pricing works and why businesses across Utah are eliminating traditional credit card processing fees.
Local Utah Support You Can Count On
Hi, I’m Greg Kapitan, your local Payment Technology Consultant with Utah EZ Pay.
I’ve helped hundreds of businesses throughout Salt Lake City and across Utah choose payment technology that fits the way they do business.
Whether you need a countertop terminal, a wireless mobile solution, a complete Point of Sale system, or a 0% Dual Pricing program, I’ll help you choose the solution that best fits your Salt Lake City Utah business.
✔️ On-site installation and personalized staff training.
✔️ Local support before, during, and after your installation.
✔️ Business-first solutions tailored to your goals—not one-size-fits-all packages.
✔️ Proudly serving businesses throughout Salt Lake City, West Valley City, Sandy, Draper, South Jordan, Murray, and surrounding communities.
Greg Kapitan
Founder • Utah EZ Pay
Payment Technology Consultant Since 2009
Bill Gephardt and Greg Kapitan of iSmart Payments (Utah EZ Pay)
iSmart Payment Solutions is one of Utah’s premier credit card processing and Point of Sales (POS) providers. In this edition of the Bill Gephardt Podcast, iSmart owner, Greg Kapitan, talks with Bill about how iSmart can reduce a businesses credit card processing fees by as much as 90 percent!
Start Paying 0% in Processing Fees Today
✔️ What makes our Credit Card Processing s payment processing options from Utah EZ Pay in Salt Lake City so good?
It’s the power of dual support.
✔️ Not only do you receive top-tier assistance from our corporate partners, North and Fiserv, but you also get direct, local support from,
Greg Kapitan, right here in our local community.
Get Started with Utah EZ Pay call or text us at 801-205-1955.
Greg Kapitan
The Payment Tech Man
Enjoy 0% Credit Card Processing in Salt Lake City Utah, with Utah EZ Pay
Credit Card Processing in Salt Lake City, Utah FAQ’S
What is the best credit card processing company in Salt Lake City, Utah?
The best credit card processing company in Salt Lake City is one that offers transparent pricing, no hidden fees, and local support. Utah EZ Pay provides 0% credit card processing, free POS equipment, and hands-on support for local businesses, helping owners keep more of their revenue.
How does 0% credit card processing work in Salt Lake City?
0% credit card processing works by using a dual pricing or cash discount program. Customers who pay with a credit card cover the processing fee, while customers paying with cash receive a lower price. This allows Salt Lake City businesses to eliminate traditional processing fees and keep 100% of their sales.
Is credit card surcharging legal in Utah?
Yes, credit card surcharging and cash discount programs are legal in Utah when properly disclosed and implemented. Businesses must clearly communicate pricing to customers and follow card brand rules, making compliant programs like dual pricing a popular option in Salt Lake City.
How much do credit card processing fees cost businesses in Salt Lake City?
Most businesses in Salt Lake City pay between 2%–4% per transaction in processing fees. For businesses processing $30,000–$50,000 per month, this can add up to thousands of dollars annually in lost revenue.
Can I get free credit card machines in Salt Lake City?
Yes, many providers like Utah EZ Pay offer free credit card machines and POS systems as part of their service. These include mobile terminals, countertop systems, and full POS setups designed to help businesses accept payments quickly and efficiently.
How fast do I get paid with credit card processing?
With modern payment processors, most Salt Lake City businesses receive next-day funding. Utah EZ Pay offers next morning deposits so business owners can maintain steady cash flow and operations.
What types of businesses use credit card processing in Salt Lake City?
Credit card processing is used by a wide range of businesses in Salt Lake City, including retail stores, restaurants, salons, medical offices, and service providers. Any business that accepts payments can benefit from faster transactions and improved customer experience.
