Automotive Repair Payment Processing
Process Cards At 0% & .35%!
Do you own and run your own automotive repair business and would like lower card processing rates? Utah EZ Pay understands that your average ticket amount is larger than many small business. This is why we offer the Edge 0% Dual Pricing and Interchange .35% credit card payment processing rate options. We’ll show your Salt Lake City area shop how to keep more of your shop’s revenue by keeping credit card payment processing very low.
We are proud to be Gephardt Approved and pledge to adhere to their standards. iSmart Payments processes card payments for Gephardt Approved’s Utah business. They are pleased to be saving over 40% in fees every month processing through us! Please take a moment to scroll down this page. We are sharing a lot of transparent information that will benefit your business.

Low .35% Interchange Plus Rates:
- .35% Debit Card With A PIN.
- 1.29% Debit & Credit Cards No PIN.
- 2.25 % AMEX / Rewards.
- 2.99% Manually keyed our Virtual Terminal.
You Will Enjoy:
✅ Free Smart Terminals.
✅ Next Morning Funding.
✅ No Contracts or Termination Fees.
✅ Local & Corporate Rep Support.
Edge 0% Dual Pricing Rates:
- 0% Debit Card With A PIN.
- 0% Debit & Credit Cards No PIN.
- 0% AMEX / Rewards.
- 0% Manually keyed our Virtual Terminal.
Automotive POS Systems To Grow And Manage Your Shop

Smart Point Of Sale Systems for your Automotive Business. Track and manage the following:
- Sales
- Recurring billing
- Employees
- Inventory
- And whatever you create active fields for
Choose From Two Exciting Automotive Smart Pay Processing Rate Options.
Save 90% Plus In Fees & Get It In Writing!
(40% + savings – fees paid by business)
(90% + savings – fees included in sale total)
Automotive Shop Processing With $37,926 Card Volume
Using Our Mt Olympus .35% Pricing Option
$847 Monthly Savings
$10,165 Annual Savings
$30,495 Three Year Savings
In this example, you can see the huge amount of savings this shop is saving year after year! We will set up your automotive repair payment processing with our dual pricing for your shop. And Utah EZ Pay in Salt Lake City will help you make an easy and smooth transition.


Automotive Shop Processing With $37,926 Card Volume
Using Our Mt Timpanogos Edge 0% Dual Pricing Option
$1,875 Monthly Savings
$22,494 Annual Savings
$67,482 Three Year Savings
In this example, you can see another huge amount of savings this shop is experiencing year after year! We will set up your automotive repair payment processing with our dual pricing for your shop. And, Utah EZ Pay will help you make an easy and smooth transition.


Get Your Automotive Repair Shop AMEX OptBlue 1.85% – 2.65% Low Rates!
Lower Rates
American Express OptBlue offers merchants lower rates and is a more affordable way to accept American Express cards.
One Statement
All cards on one single settlement statement with all your card transactions instead of two.


Press Play To See How Our Dual Pricing Works:
Get Started With Automotive SmartPay by Utah EZ Pay Today!
Free PayAnywhere Countertop Dual Pricing Smart Terminal
Utah EZ Pay will come to your shop and set up your new Smart Terminal and PIN pad for you. Get all of the features you need to accept all the various modern payment types for your customers. The PayAnywhere Countertop Smart Terminal & Smart PIN Pad is a great choice with all of its robust features. The PAX A80 & SP30 are packed with impressive usability for both you and your Salt Lake City area shop customers.
- Smart touch terminal with Ethernet and WiFi connectivity.
- A generously sized 4″ touchscreen with Android PayAnywhere software installed.
- An EMV chip card, NFC contactless for Apple Pay and Android Pay as well as a magstripe reader.
- For your customers who want to use their PIN, it includes a PIN debit and EBT acceptance pad.
- Includes a built-in receipt printer that is front-facing.
- Includes a built-in front-facing camera for easy barcode scanning of your products.
- 4G/3G + WiFi + Bluetooth + Ethernet + dial
Available With Three Funding Options For Your Business!
✔️ Next A.M. Funding – Standard.
✔️ Same Day Funding – Optional.
✔️ Instant Funding – Optional.
Optional Recurring Payments for Your Customers:
Create Your Own In-House Automotive Services Payments Plan
Create your own installment automotive payment plan with our Payments Hub virtual terminal. Safeguard your customers personal and account information. Leverage a streamlined platform to start accepting payments (via credit card or ACH) for recurring products and services like a Automotive Services Payments Plan. You’ll stand out from your competitors.
Customized To Your Automotive Business Needs
- Build customer profiles
- Automate email or text invoices
- Schedule billing
- Send out invoices by email, SMS or text
- Send out billing or charge notifications
- And so much more. . .

Offer Recurring Payments To Your Customers For Auto Repair Services
Made Simple By Payments Hub



Would You Like Some Help With Reputation Management?
With Reputation Management from Payments Hub, your success is written in the stars with access to our online portal anytime. Manage customer satisfaction, monitor the competition and build a stronger online reputation right from Payments Hub.
Google reviews can serve as a, make-or-break decision point for many potential customers. Keep customers coming through the door by taking control of your online reputation with powerful business and reporting tools at your fingertips. Higher customer satisfaction creates higher qualified traffic which leads to a stronger first impression when potential customer look at the options on Google search. Utah EZ Pay in Salt Lake City is here to help get your account set up anytime day or night.


Bill Gephardt of Gephardt Approved Utah News Consumer Advocate & Greg Kapitan of iSmart Payments Over The Years
Over the last 10 years it has been a pleasure and an honor to work with Utah News Media icon Bill Gephardt. I am honored and looking forward to working with your automotive business and lowering your card processing rates and fees for good!
~ Greg G Kapitan “Kapitan The Credit Card Man”



Get Started With Automotive SmartPay Today!

What makes Automotive SmartPay from Utah EZ Pay so good? Getting double support. Not only from NAB on the 1-877 corporate level, but also yours truly on the local Salt Lake City level. Greg G Kapitan, “Kapitan The Credit Card Man”. You can call or text me at: 801-205-1955 anytime. Put my number in your phone, you will be glad you did! 😇
