Free Rate Analysis

Free Rate Analysis & Transparency
Save 90% + On Your Credit Card Processing Fees!


Are you wanting to permanently lower credit card processing rate for your business? If so, know that Utah EZ Pay will provide some of the most competitive rate and fee structures in the industry. You will get the experience of full transparency with your Free Rate Analysis.

We will analyze your current processing statements and prepare a side by side analysis. Reveal exactly how much you can save with our, Edge 0%, Tiered .39% – 1.29% and Interchange Plus options.

Bill Gephardt

In Most Cases We Render Two
Statement Savings Options For Your Review.
Save 90% + On Card Processing Fees In Writing!

You will have the option to choose from one the the rate plans below to better serve your business.

Detailed Rate Comparison For A Business
With Our Edge 0% Processing:

$1,874.49 Monthly Savings = $22,493.88 Annual Savings X 3 Years = $67,481.64 In Savings!

Click to enlarge each image…

iSmart Website Edge 0% Savings Statement r
iSmart Website Edge 0% Savings Statement

Our Payment Solutions Processor, NAB is Trusted by More Than
350,000 Businesses Nationwide!

Just imagine with all of the NAB clout in processing over 45 BILLION dollars of transactions per year, what we can do for your business. Utah EZ Pay is a local Utah company and representative for the said company, we are here to help!

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Get Started With Your Free Rate Analysis Today!

Below, you will find the “get your free rate analysis” button for uploading your merchant services statement(s). Please include ALL statement pages. We will analyze your statement with our digital software within a few hours. Then provide you with a written options to save your business money. And you receive our guaranteed better processing rate in writing!
Note: The only exclusion is if your business is currently utilizing the Edge 0% card processing or similar program.

    Detailed Rate Comparison For A Business
    With Interchange Plus .35% Processing:

    $847.08 Monthly Savings = $10,164.96 Annual Savings X 3 Years = $30,494.88 In Savings!

    Click to enlarge each image…

    Interchange Plus Savings
    Interchange Plus Statement Savings

    Simplified Rate Comparison For A Business
    With Our Edge 0% Processing:

    $766.62 Monthly Savings = $9,199.44 Annual Savings X 3 Years = $27,598.32 In Savings!

    Click to enlarge each image…

    Free Rate Analysis Merchant Credit Card Processing Statement
    Free Rate Analysis Merchant Credit Card Processing Statement 2

    What Is The Process?

    1 – Upload Your Merchant Statement

    upload icon

    2 – Review Your
    Rate Savings

    Statement

    3 – Implement Savings Strategies

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    Receive Free Smart Terminals & POS Systems With Lower Rates.

    Utah EZ Pay will come out to your business and set up your new smart processing equipment. Your local representative will stay in touch to make sure everything is processing as it should.

    • Monitor Your New Lower Rate For Years To Come
    • Free Smart Terminals
    • Next Day Funding
    • No Contracts
    Free Rate Analysis Payment Solutions Merchant Services Card Processing Options

    Get Started With Your Free Rate Analysis Today!

    Below, you will find the “get your free rate analysis” button for uploading your merchant services statement(s). Please include ALL pages. We will analyze your statement with our digital software within a few hours. Then provide you with a written options to save your business money. And you receive our guaranteed better processing rate in writing!
    Note: The only exclusion is if your business is currently utilizing the Edge 0% card processing or similar program.

      We All Have A History. Here Is Ours….

      Everyone has a history, a path we leave behind us. We are no different than anyone else. Here, you see pictured, members of our team participating at the 2012 Business Expo at the Sandy Expo Center (as it was called back then).

      Pictured are Greg G Kapitan (me), with my wife Michelle, Consumer Advocate Bill Gephardt and our office manager Kimm Haynes. We thought you might like to see a little piece of our history.

      OK, show and tell, who remembers… 🙂

      Greg & Michelle Kapitan Bill Gephardt

      Analyzing Merchant Statements For Your Free Rate Analysis:

      Decoding merchant account statements is no simple task. Each credit card network has its own interchange rate which can vary depending on various card factors. There are also many other considerations such as added fees that will affect your total monthly merchant account total effective rate. We will expose all rates and fees you are paying and provide you with at least two suggested offers from Utah EZ Pay.

      Statement Analysis Effective Rate Before:

      Utah EZ Pay will do an audit statement analysis BEFORE. EX: i.e. Fees you were charged $1,750, divided by sales, $50,000 = 0.035, multiply by 100 = effective rate of, 3.5%. 

      iSmart Payments Credit Card Processing Rate Analysis

      Statement Analysis Effective Rate After:

      Utah EZ Pay will do an audit statement analysis AFTER (depending on rate plan chosen = different results). EX: Fees you were charged $1,150, divided by sales, $50,000 = 0.023, multiply by 100 = effective rate of, 2.3%. 

      PayAnywhere Smart Terminals Are Free with No contracts.
      Available 0% Dual Pricing, and our Interchange Plus .35% Processing.

      Free Rate Analysis PayAnywhere NFC Payment
      Restaurant Server With Credit Card Terminal Tap Card NFC (Near Field Communication) EMV Chip, Apple Pay Android Pay Or Swipe Card.

      PayAnywhere Countertop
      Smart Keypad PAX A 80.

      Free Rate Analysis PAX A80 terminal

      PayAnywhere Smart Mobile
      Terminal PAX A 920 Pro.

      PAX A920 Free Smart Terminal Free Rate Analysis

      PayAnywhere Smart POS Plus System.

      Free Rate Analysis PAX E700 Smart Terminal
      With the PayAnywhere POS + you’ll transform your countertop with a point of sale system designed for your storefront. 

      PayAnywhere Smart POS Plus
      Point Of Sale System.

      Merchant Services Smart POS PAX E700 Point Of Sale System

      PayAnywhere PayAsYouGo
      Smartphone Card Reader.

      Smartphone Card Readers

      Micros Point Of Sale Systems.

      Micros POS iSmart Payments
      Process orders, streamline daily operations, maximize employee productivity, customize consumer experiences, and boost sales with easy-to-use hardware. 

      Micros Smart POS Point Of Sale.

      Free Rate Analysis Micros POS System

      Micros Self Service Smart Kiosks.

      self service micros kiosks

      Salido POS Payment Solutions.

      Salido POS Point Of Sale
      Our Point Of Sale system is built for restaurant operations. The sleek design and robust efficiency optimizes workflow and allows businesses to streamline processes, save time, and drive profit to new heights.

      Salido Restaurant Smart POS.

      Free Rate Analysis Merchant Services Salido POS Point Of Sale Restaurant

      Salido Smart POS W Options.

      Salido POS Point Of Sale Printer Card Reader

      Free Rate Analysis. Are You Ready To Help With Innovative Payment Solutions To Increase Revenue For Your Business?

      As you can see, we offer an array of payment solutions, tools, and services to help you grow and manage your business. We will inform and show you how to increase your revenue with the latest payment solutions and trends. Utah EZ Pay is your merchant service advocate with a full service merchant service provider with many offerings including our Free Rate Analysis. Call or text us at anytime at, 801-205-1955.

        Your’s Truly At Your Service!

        Greg G Kapitan